AI-led Models in Lending Are Transforming Collections and Opening Doors for Fintech Startups
- Fraoula
- Apr 7
- 4 min read
In recent years, technology has reshaped finance, with Artificial Intelligence (AI) emerging as a game changer in collections. Lenders are increasingly turning to AI-led models to not only reduce collection costs but also boost operational efficiency. This trend is creating fresh opportunities for fintech startups. Companies such as Credgenics, Spocto, and AyeKart are leading this change by utilizing tools like conversational bots, multilingual outreach, and data-driven insights, making collections smarter and more effective.
